Requirements for consumer data reporting

In order to report your consumer data to Experian®, you must meet the following requirements:

Use Metro 2® format

Data furnishers must send data electronically in Metro 2® format.* For more information on Metro 2® format, please visit www.cdiaonline.org.

Report monthly

All accounts, including current, delinquent and charged-off accounts, must be reported every month.

Register for e-OSCAR

e-OSCAR is required for managing off-cycle updates and consumer disputes. For more information on e-OSCAR, please visit  www.e-Oscar.org.

*Metro 2 is the registered trademark of CDIA.

Already an Experian data furnisher?

Leverage our solutions for enhanced reporting accuracy and seamless management of file submissions

abstract-particles-wave-curve-digital

Data integrity services

Our data integrity services ensure reporting accuracy and minimize regulatory risk through quality reporting metrics, effective policies, and ongoing monitoring for consistent data quality assessment.

woman working on her laptop

Furnisher Hub

Manage your file submissions and interact with Experian data reporting all in one place. Learn more by exploring FAQs

Insights

Start reporting consumer data

To start reporting consumer credit data to Experian, call 1-800-831-5614 and select option 3 to get started as a data furnisher or fill out the form below.

We are unable to address personal credit report and/or membership inquiries via this business form. Visit Experian.com/help or call 888-397-3742 for consumer assistance.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.