Experian Access^SM

Account Review

• Portfolio Manager - Score Update^SM allows you to score your existing portfolio to gain greater insight into how your accounts are paying other credit grantors. Obtain the information you need to renew existing accounts, increase credit limits, identify high risk accounts, prioritize collections and capture more business with special offers. Upload a file in 3 easy steps and get results within 24 hours.

Collection and Locating Services

• Address search^SM - Quick access to other known addresses for debtors, plus additional names, addresses and phone numbers of contact to facilitate location.
• Address Update - Provides you with current addresses from Experian's nationwide, continually updated database.
• Collection Advantage^SM - Prioritize and segment past-due accounts with this virtual toolbox of critical debt collection information, which includes credit-based scoring, consumer contact data, credit attributes and more - all in one seamless solution.
• Collection Report - Collection Report provides the credit and consumer contact information collectors need to maximize recovery dollars. Designed with input from collections professionals, the information is organized to display only the most current and pertinent information.
• MetroNet^® - MetroNet is one of the nation's most up-to-date and accurate consumer and commercial skip-tracing tools. MetroNet has the capability to locate individuals and businesses, find both listed and unlisted phone numbers, verify change of address, update address and phone numbers information, and standardize address and zip codes.

Consumer Credit

• Connect Check - Connect Check is a customer verification process designed exclusively to assist telecommunications, energy and cable companies detect fraud and minimize risk exposure at the time of a service request.
• Credit Profile - The Credit Profile report is a composite history of a consumer's credit and identification information. It provides accurate, current and complete information to acquire new business, manage customers and maximize collections.
• Social Search - Social Search is a service specifically designed to help clients locate hard-to-find individuals.
• Bullseye - Experian's Bullseye service is a fast, efficient method of viewing changes to previously reported credit information.
• Subscriber Decode - Subscriber Decode provides the name, address, and telephone number for each requested subscriber number only.

Fraud and Identity Services

• Precise ID^SM - Precise ID is Experian's fraud detection and prevention platform that enables you to outpace criminals by detecting, avoiding and managing cross-channel fraud activity — all while helping you meet mandated government and industry regulations.
• Knowledge IQ^SM - Experian's Knowledge IQ employs sophisticated predictive fraud analytics, authentication results and challenge-response questions with answers designed to be known only by the actual consumer but not potential fraudsters.

Industry Services

• Automotive Credit Profile^SM - Experian's Automotive Credit Profile combines exclusive automotive oriented features into a single credit report geared to meet the unique needs of the automotive industry
• Employment Insight^SM - Employment Insight, a modified version of the Experian Credit Profile report, contains consumer identification, employment history, and credit information used to substantiate information during the hiring or promotion process.
• Healthcare Credit Profile^SM - Experian's Healthcare Credit Profile is a credit report customized for the healthcare industry. It provides an immediate and accurate view of a patient's credit history.

Prospect Marketing

• Instant Prescreen - Instant Prescreen is an online, real time prescreen program that allows clients to automatically pre-approve the consumer for credit products at the point-of-contact (POC). Instant Prescreen can be used to pre-approve prospects for a wide range of credit products.
• Prequalification - Prequalification is a consumer consent-based business model designed for clients who want to offer consumers insight as to what credit options they qualify for, before they fill out an application.