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The current credit ecosystem is often viewed as the gatekeeper to obtaining the financial resources to access many of the things we need in life. And we want to empower consumers to take control of their financial lives and access those resources. 

We're committed to helping consumers understand how to navigate the credit process, build their credit profile and address any challenges they may encounter. This includes maintaining a fair system free of discrimination and prejudice, aiding lenders in their decision making, providing consumers access to lower cost financial services and resources, and using new data sources to open up credit access.

Navigating Consumer Credit

Access to Credit

Every consumer deserves access to fair and affordable credit

Stabilize the Credit System

Experian has a role in stabilizing the financial services and banking systems across the globe

Mitigate Risk

The current credit system helps lenders mitigate portfolio risk and keeps costs for financial services low for consumers

Insights

Blog Post

What’s the Difference Between a Credit Report and Credit Score?

Credit reports and credit scores are both important, but they’re not the same. Your credit report is...
Blog Post

Why is Credit Important?

Having access to credit allows you the flexibility to get something now and pay for it later...
Blog Post

The Benefits of Reporting Positive Rental Payments

Reporting positive rental payment histories to credit bureaus has been in the news more than once in..
Blog Post

How Transgender and Nonbinary People Can Change Their Name on Their Credit..

At Experian, we pride ourselves on bringing financial power to all...
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Experian Go: The Next Step in Our Commitment to Consumers

For the past several years, we’ve been on a journey to improve financial access for millions of people...
Blog Post

Learn More About Credit With Experian’s Credit Resources

Financial literacy is essential to making good financial decisions, and credit education is a key...
Blog Post

Preparing for a Financially Healthy Summer

In most parts of the U.S., the start of summer marked the lifting of many pandemic led restrictions...

Blog Post

Experian Extends Availability of Free Weekly Credit Reports to Help Americans

We recognize that COVID-19 has challenged Americans across the country, and nearly a year later...
Blog Post

What is a Good Credit Score?

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good
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Americans are Maintaining Healthy Credit Profiles

As the nation’s leading Credit Bureau, we have two primary goals...
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What Can’t You Dispute on Your Credit Report?

From time to time, you may find information on your credit reports with which you disagree...
Blog Post

Credit Fact Check: Setting the Record Straight on Credit Myths

Amid COVID-19, it’s important for us to define our purpose and help guide you toward the right resources.
Blog Post

What is Risk-Based Pricing?

Risk-based pricing is a method that lenders use to determine interest rates and other loan and credit...