Best balance transfer credit cards of 2025
Save money by transferring high-interest debt to a balance transfer card. Get matched to credit cards from our partners based on your unique credit profile.⍉

Move your debt
You could save by moving your existing debt to a card with a lower interest rate.
Save on interest
Pay zero interest for a year or more with a 0% intro APR card.
Consolidate payments
Combine multiple balances into one monthly payment.
⍉Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states. See licenses and disclosures.
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All balance transfer credit cards
9 partner offers
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
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Ongoing APR: | 18.24% - 28.24% (Variable) |
Rewards: | 2% (cash back) |
Annual Fee: | $0 |
American Airlines AAdvantage® MileUp® Card
Intro APR: | 0% for 15 months on Balance Transfers |
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Ongoing APR: | 20.24% - 29.24% (Variable) |
Rewards: | 2x (Miles per dollar) |
Annual Fee: | $0 |
Wells Fargo Reflect® Card
Intro APR: | 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers |
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Ongoing APR: | 17.24%, 23.74%, or 28.99% Variable APR |
Rewards: | N/A* |
Annual Fee: | $0 |