Citi® Diamond Preferred® Card

Citi Credit Cards is an Experian Partner

Citi® Diamond Preferred® Card logo.

Citi® Diamond Preferred® Card

Rated 4.61 out of 5 stars, 1296 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% for 21 months on Balance Transfers and 12 months on Purchases

Ongoing APR:

17.49% - 28.24% (Variable)

Ongoing Balance Transfer APR:

17.49% - 28.24% (Variable)

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.
  • Lengthy 0% APR intro period on balance transfers

  • No annual fee

  • 0% APR intro period on new purchases

  • Offers purchase protection

  • Purchases made internationally incur a fee

  • High cash advance fee

  • No reward earnings possible

  • Limited long-term benefits

See all Citi Credit Cards‘ offers

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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