Reflex® Platinum Mastercard®

Celtic Bank is an Experian Partner

Reflex® Platinum Mastercard® logo.

Reflex® Platinum Mastercard®

Recommended FICO® ScoreΘ

Poor - Good, Rebuilding

Annual Fee:

$75 - $125

Intro APR:

N/A*

Ongoing APR:

35.90% Fixed

Ongoing Balance Transfer APR:

N/A*

  • See if you Pre-Qualify with no impact to your credit score
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • All credit types welcome to apply
  • Card offers are for an authentic Mastercard with a Credit Limit between $300 - $1,000 (subject to available credit)
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Use your card at locations everywhere Mastercard is accepted
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process
  • This unsecured card requires no deposit and can help build your credit with responsible use
  • Potential for credit limit increase after six months

  • Applicants can be approved even with a poor or fair credit score

  • Reports payment history to all three credit bureaus

  • $0 fraud liability

  • High annual fee

  • After the first year, the card issuer may charge an additional monthly fee

  • High APR

See all Celtic Bank‘s offers

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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