Surge® Platinum Mastercard®

Celtic Bank is an Experian Partner

Surge® Platinum Mastercard® logo.

Surge® Platinum Mastercard®

Recommended FICO® ScoreΘ

Poor - Good, Rebuilding

Annual Fee:

$75 - $125

Intro APR:

N/A*

Ongoing APR:

35.90% Fixed

Ongoing Balance Transfer APR:

N/A*

  • Up To $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • Applicants can be approved even with a poor or fair credit score

  • Reports payment history to all three credit bureaus

  • Free online account access

  • High APR

  • Charges a high annual fee

  • Cash advances, foreign transactions and additional cards all incur a fee

See all Celtic Bank‘s offers

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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