United Gateway℠ Card

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United Gateway℠ Card logo.

United Gateway℠ Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% Intro APR on Purchases for 12 months

Ongoing APR:

21.99% - 28.99% Variable

Ongoing Balance Transfer APR:

21.99% - 28.99% Variable

Intro Bonus:

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

  • Earn 30,000 bonus miles
  • No annual fee
  • Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
  • Earn 2 miles per $1 spent on United® purchases
  • Earn 2 miles per $1 spent at gas stations, on local transit and commuting
  • Earn 1 mile per $1 spent on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC
  • No annual fee

  • No foreign transaction fees

  • 0% intro APR on purchases

  • Few travel benefits for cardholders

  • Lower intro bonus than similar cards

See all Chase‘s offers

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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