Best rewards credit cards of 2024
Make the most of your spending with a rewards card. Get matched to credit cards from our partners based on your unique credit profile.⍉
Earn rewards for your spending
You can get rewards like points, cash back and miles on your purchases.
Travel for less
Save money for your next trip like discounts on flights or hotels.
Maximize your perks
You can pair multiple cards to earn the most rewards.
⍉Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states. See licenses and disclosures.
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All reward credit card offers
48 partner offers
Capital One VentureOne Rewards Credit Card
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 19.74% - 29.74% (Variable) |
Rewards: | 1.25x-5x (Miles per dollar) |
Annual Fee: | $0 |
Costco Anywhere Visa® Card by Citi
Intro bonus: | N/A* |
|---|---|
Rewards: | 1%-4% (cash back) |
Ongoing APR: | 19.74% - 27.74% (Variable) |
Annual Fee: | $0 |
One Key™ Card
Intro bonus: | Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms. |
|---|---|
Rewards: | 1.5x-3x (Points per dollar) |
Ongoing APR: | 19.49%, 24.49%, or 29.49% Variable APR |
Annual Fee: | $0 |
Capital One VentureOne Rewards for Good Credit
Intro bonus: | N/A |
|---|---|
Rewards: | 1.25x-5x (Miles per dollar) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $0 |
Hilton Honors American Express Card
Intro bonus: | Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025. |
|---|---|
Rewards: | 3x-7x (Points per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Capital One Quicksilver Cash Rewards Credit Card
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 19.74% - 29.74% (Variable) |
Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $0 |
Capital One Savor Cash Rewards for Good Credit
Intro bonus: | N/A |
|---|---|
Rewards: | 1%-8% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $0 |
Credit One Bank American Express® Card for Rebuilding Credit
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 29.49% Variable |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
Terms Apply
Rates and fees
Credit One Bank® Wander® American Express® Card
Intro bonus: | N/A |
|---|---|
Rewards: | 1x-10x (Points per dollar) |
Ongoing APR: | 29.49% Variable |
Annual Fee: | $95 |
Terms Apply
Rates and fees
Delta SkyMiles® Gold American Express Card
Intro bonus: | Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
|---|---|
Rewards: | 1x-2x (Miles per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $0 introductory annual fee for the first year, then $150. |
Terms Apply
Rates and fees
Credit One Bank® NASCAR® American Express® Credit Card for Rebuilding Credit
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 29.24% Variable |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
Terms Apply
Rates and fees
Citi Custom Cash® Card
Intro APR: | 0% for 15 months on Purchases and Balance Transfers |
|---|---|
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
Hilton Honors American Express Surpass® Card
Intro bonus: | Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025. |
|---|---|
Rewards: | 3x-12x (Points per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $150 |
Terms Apply
Rates and fees
Citi Strata Premier℠ Card
Intro bonus: | For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com. |
|---|---|
Rewards: | 1x-10x (Points per dollar) |
Ongoing APR: | 20.49% - 28.49% (Variable) |
Annual Fee: | $95 |
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Intro bonus: | Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening. |
|---|---|
Rewards: | 2x (Miles per dollar) |
Ongoing APR: | 20.49% - 29.49% (Variable) |
Annual Fee: | $99, waived for first 12 months |
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
|---|---|
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | 2% (cash back) |
Annual Fee: | $0 |
AvantCard
Intro bonus: | N/A* |
|---|---|
Rewards: | 2% (cash back) |
Ongoing APR: | 29.74%* Variable |
Annual Fee: | $0* |
First Latitude Assent Mastercard® Secured Credit Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 28.74% Variable |
Annual Fee: | $0 |
Discover it® Miles
Intro APR: | 0% Intro APR on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 18.74% - 27.74% Variable APR |
Rewards: | 1.5x (Miles per dollar) |
Annual Fee: | $0 |
Marriott Bonvoy Brilliant® American Express® Card
Intro bonus: | Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. |
|---|---|
Rewards: | 2x-6x (Points per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $650 |
Terms Apply
Rates and fees
Delta SkyMiles® Reserve American Express Card
Intro bonus: | Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
|---|---|
Rewards: | 1x-3x (Miles per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $650 |
Terms Apply
Rates and fees
Credit One Bank® Secured Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 29.24% Variable |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Platinum Prestige Mastercard® Secured Credit Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 14.74% Variable |
Annual Fee: | $49 |
Credit One Bank American Express® Unlimited Rewards Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 29.49% Variable |
Annual Fee: | $0 |
Terms Apply
Rates and fees
One Key+™ Card
Intro bonus: | Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms. |
|---|---|
Rewards: | 2x-3x (Points per dollar) |
Ongoing APR: | 19.49%, 24.49%, or 29.49% Variable APR |
Annual Fee: | $99 |
AT&T Points Plus® Card from Citi
Intro bonus: | Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening |
|---|---|
Rewards: | 1x-3x (Points per dollar) |
Ongoing APR: | 20.49% - 28.49% (Variable) |
Annual Fee: | N/A |
Discover it® Chrome
Intro APR: | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months |
|---|---|
Ongoing APR: | 18.74% - 27.74% Variable APR |
Rewards: | 1%-2% (cash back) |
Annual Fee: | $0 |
Capital One Savor Cash Rewards Credit Card
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 19.74% - 29.74% (Variable) |
Rewards: | 1%-8% (cash back) |
Annual Fee: | $0 |
American Airlines AAdvantage® MileUp® Card
Intro bonus: | Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening. |
|---|---|
Rewards: | 2x (Miles per dollar) |
Ongoing APR: | 20.49% - 29.49% (Variable) |
Annual Fee: | $0 |
Delta SkyMiles® Platinum American Express Card
Intro bonus: | Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
|---|---|
Rewards: | 1x-3x (Miles per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $350 |
Terms Apply
Rates and fees
The Platinum Card® from American Express
Intro bonus: | Earn 80,000 Membership Rewards ® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |
|---|---|
Rewards: | 1x-5x (Points per dollar) |
Ongoing APR: | See Pay Over Time APR |
Annual Fee: | $695 |
Terms Apply
Rates and fees
Capital One Quicksilver Secured Cash Rewards Credit Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1.5%-5% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $0 |
Credit One Bank American Express® Credit Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 29.49% Variable |
Annual Fee: | $39 |
Terms Apply
Rates and fees
Delta SkyMiles® Blue American Express Card
Intro bonus: | Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. |
|---|---|
Rewards: | 1x-2x (Miles per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $0 |
Terms Apply
Rates and fees
AvantCard
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 35.99%* Variable |
Annual Fee: | $75* |
AvantCard
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 35.99%* Variable |
Annual Fee: | $39* |
Blue Cash Everyday® Card from American Express
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 18.49%-29.49% Variable |
Rewards: | 1%-3% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Platinum Select Mastercard® Secured Credit Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1% (cash back) |
Ongoing APR: | 18.74% Variable |
Annual Fee: | $39 |
Discover it® Cash Back
Intro APR: | 0% Intro APR on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 18.74% - 27.74% Variable APR |
Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
American Express® Gold Card
Intro bonus: | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |
|---|---|
Rewards: | 1x-4x (Points per dollar) |
Ongoing APR: | See Pay Over Time APR |
Annual Fee: | $325 |
Terms Apply
Rates and fees
Blue Cash Preferred® Card from American Express
Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
|---|---|
Ongoing APR: | 18.49%-29.49% Variable |
Rewards: | 1%-6% (cash back) |
Annual Fee: | $0 intro annual fee for the first year, then $95. |
Terms Apply
Rates and fees
Capital One Venture Rewards Credit Card
Intro bonus: | 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening |
|---|---|
Rewards: | 2x-5x (Miles per dollar) |
Ongoing APR: | 19.99% - 29.74% (Variable) |
Annual Fee: | $95 |
Capital One QuicksilverOne Cash Rewards Credit Card
Intro bonus: | N/A* |
|---|---|
Rewards: | 1.5%-5% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $39 |
Marriott Bonvoy Bevy™ American Express® Card
Intro bonus: | Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. |
|---|---|
Rewards: | 2x-6x (Points per dollar) |
Ongoing APR: | 20.24%-29.24% Variable |
Annual Fee: | $250 |
Terms Apply
Rates and fees
Capital One Quicksilver Cash Rewards for Good Credit
Intro bonus: | N/A |
|---|---|
Rewards: | 1.5%-5% (cash back) |
Ongoing APR: | 29.99% (Variable) |
Annual Fee: | $0 |
Wells Fargo Active Cash® Card
Intro APR: | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers |
|---|---|
Ongoing APR: | 19.49%, 24.49%, or 29.49% Variable APR |
Rewards: | 2% (Cash Rewards) |
Annual Fee: | $0 |
Capital One Venture X Rewards Credit Card
Intro bonus: | 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening |
|---|---|
Rewards: | 2x-10x (Miles per dollar) |
Ongoing APR: | 19.99% - 29.74% (Variable) |
Annual Fee: | $395 |
Citi Rewards+® Card
Intro APR: | 0% for 15 months on Purchases and Balance Transfers |
|---|---|
Ongoing APR: | 17.99% - 27.99% (Variable) |
Rewards: | 1x-2x (Points per dollar) |
Annual Fee: | $0 |
Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.
*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
ΘCredit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
How to find the best rewards credit card
1
Figure out which rewards work for you
Decide if you want to earn cash back, points or miles and find the card the fits your spending habits.
2
Look for intro bonuses
Many rewards credit cards offer an intro bonus when you’re approved.
3
Be aware of annual fees
Consider annual fees and figure out if the rewards you receive would outweigh the cost of the annual fee.
4
Pay zero interest
A 0% intro APR could help you pay off debt with a balance transfer or make a large purchase without paying interest.
Start with your FICO® ScoreΘ and see card offers matched to your credit profile.
Get started for freeΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.