Discover it® Cash Back

Discover is an Experian Partner

Discover it® Cash Back logo.

Discover it® Cash Back

Rated 4.79 out of 5 stars, 9159 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR:

18.74% - 27.74% Variable APR

Ongoing Balance Transfer APR:

18.74% - 27.74% Variable APR

Intro Bonus:

Discover will match all the cash back you’ve earned at the end of your first year

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • Apply and you could get a decision in as little as 60 seconds. No annual fee.
  • Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 18.74% to 27.74% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
  • Intro APR for new cardholders

  • High rewards rate on rotating bonus categories

  • Cash back match at the end of your first year on all cash back earned

  • No annual fee

  • May not be accepted in all countries outside of the U.S.

  • Need to register quarterly for bonus cash back categories

See all Discover‘s offers

Review Snapshot

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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