Discover it® Miles

Discover is an Experian Partner

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Discover it® Miles

Rated 4.75 out of 5 stars, 375 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% on Purchases and Balance Transfers for 15 months

Ongoing APR:

17.24% - 28.24% Variable APR

Ongoing Balance Transfer APR:

17.24% - 28.24% Variable APR

Intro Bonus:

Discover will match all the Miles you’ve earned at the end of your first year

  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 17.24% - 28.24% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Terms and conditions apply
  • Rewards can be redeemed for travel or cash back at equal value

  • High rewards rate for miles and flexible redemption for airlines, hotels and more

  • No annual fee or foreign transaction fee

  • Intro APR for new cardholders

  • Earned rewards are matched at the end of your first year with the card

  • No luxury perks

  • Other cards offer higher rewards rates

  • Discover cards not widely accepted outside the U.S.

  • Requires good to exceptional credit

See all Discover‘s offers

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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