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Platinum Prestige Mastercard® Secured Credit Card

First Progress is an Experian Partner

Platinum Prestige Mastercard® Secured Credit Card logo.

Platinum Prestige Mastercard® Secured Credit Card

Rates and fees

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:

$49

Intro APR:

N/A*

Ongoing APR:

14.74% Variable

Ongoing Balance Transfer APR:

N/A*

  • Earn 1% Cash Back Rewards with First Progress Prestige!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • Start Fixing Your Credit with Just $200!1 Quick and Complete Online Application; No credit inquiry required!
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today!1
  • Receive Your Card More Quickly with New Expedited Processing Option!
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.1
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Get a Fresh Start! A Discharged Bankruptcy in Your Credit File Will Not Cause You to Be Declined.
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score

  • Cardholders earn cash back rewards on payments

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • No credit history required or minimum credit score

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress‘ offers

Review Snapshot

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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