Latest Thought Leadership resources from Experian

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Report

24 March 2025

State of the economy report - March 2025

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Tip Sheet

21 March 2025

Cashflow scores — the future of lending

Even in an uncertain economy, lenders can drive sustainable growth by leveraging cashflow data.

Learn how cashflow data can help lenders:

  • Expand market reach
  • Uncover distinctive insights
  • Improve predictive accuracy
Report

24 February 2025

Global Insights 2025 Predictions

Key themes and emerging trends shaping financial services in 2025, using research and insight from leading industry analysts. Themes include:

  • Fraud evolution driven by AI
  • AI will play a transformative role in banking
  • Emergence of RegTech
  • Convergence of risk management
Report

19 February 2025

State of the economy report - February 2025

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Report

12 February 2025

State of Credit Unions Report

Experian's State of Credit Unions Report explores data-driven credit trends in the credit union space, with a particular focus on auto loans, unsecured personal loans and unsecured credit cards.

Take a deep dive into:

  • Trends in originations and delinquencies among credit union members
  • How credit unions fare against other financial institutions
  • Strategies to attract new members and mitigate portfolio risk
Case Study

05 February 2025

How a Top Bank Stops Sophisticated Fraud with Behavioral Analytics

A top bank struggled to efficiently stop evolving fraud attacks. Fraudsters incurred unnecessary expenses as they worked downstream in the bank’s onboarding flow, with some even beating the bank’s defense’s entirely. After implementing behavioral analytics, the bank was able to detect attacks 4x faster and stop sophisticated attacks that their other tools couldn’t.

Key Results:

  • 4x faster fraud detection resulting in a 30% reduction in digital onboarding costs
  • Effective detection of modern attack strategies that bypassed other fraud mitigation tools
  • 40% of manually approved fraud cases identified as risky by NeuroID
Case Study

04 February 2025

How a Leading Credit Union Stops Sophisticated Fraud Attacks with Behavioral Analytics

Overwhelmed by evolving fraud attacks and a heavy reliance on manual reviews, a leading credit union turned to NeuroID’s behavioral analytics to spot advanced fraudsters and stop attacks in real time.

Key Results:

  • Improved top-of-funnel fraud detection, reducing fraud losses, false positives, and unnecessary step-ups
  • Decreased manual review workload, freeing up over 40 hours a month for customer service and growth initiatives
  • Real-time detection of attacks, providing improved protection and confidence in fraud mitigation capabilities
Report

23 January 2025

State of the economy report - January 2025

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Report

12 December 2024

State of Credit Card Report

This report provides an in-depth analysis of the credit card landscape, offering key insights to help your business tackle today’s challenges and uncover opportunities for growth.

Key insights:

  • Credit card debt reached an all-time high of $1.17 trillion in Q3 2024.
  • About 19 million U.S. households were considered underbanked in 2023.
  • Bot-led fraud attacks doubled from January to June 2024.