Welcome to the Experian Thought Leadership Hub
Gain insights into the fast-changing world of consumer and business data through our extensive library of resources.
13 resultsPage 1
Credit card limit management is crucial to the success and profitability of your portfolio. To improve customer satisfaction, retention and engagement, you'll want to gain deep insights to identify which of your customers qualify for higher limits and by how much. This can help you organization increase revenue and limit additional credit risk exposure.
Learn more about how credit card limit optimization can help you:
By implementing a proactive credit card limit management strategy, you can meet your customers’ credit needs while confidently mitigating risk.
Financial institutions need to understand how well a score predicts behavior, such as payment delinquency or bankruptcy, to make more confident lending decisions. By conducting score validations regularly, organizations can ensure they're using the latest data to optimize their lending strategies.
The results of these score validations can be affected by:
Download this infographic to learn more about the importance of regular score validations and how it can have a significant impact on your business.
See Experian Assistant, our latest innovation in GenAI technology, in action – taking financial institutions to the next level by increasing productivity and scaling expertise. In this webinar, discover how to drive higher productivity and customer engagement, minimize time spent writing code, and improve understanding of data and attributes.
In today's market, macro factors can quickly shift the lending environment, disrupting the performance of your risk models and decisioning strategies. Our infographic shares three key actions that can help your organization proactively monitor model and strategy health.