Welcome to the Experian Thought Leadership Hub

In this video interview filmed during Money 2020 in Las Vegas, Scott Brown, group president of financial and marketing services, sits down with Fintech Futures’ North America Correspondent Heather Sugg to share how Experian is bringing together the world of data, analytics and software to help modernize the financial services industry.

Experian's data scientists and analysts equip fintechs with consumer credit trends to help make strategic lending decisions as well as a profitable growth roadmap for the second half of 2024 and beyond. Impactful callouts from the report include:

• Unsecured personal loan originations for fintech lenders are showing a stead 5-year growth despite being down from this time last year.
• Delinquency rates for fintech lenders in both unsecured personal loads and credit cards are seeing Month-over-month decreases in Q1 of 2024.

This report delves deeper into these fintech credit trends and analyzes their potential impact on the fintech lending landscape. Inside, you'll find:

• Data-driven insights: Understand the trends impacting your core products
• Expert analysis: Gain insights into the factors driving these changes
• Actionable strategies: Explore potential adjustments to your lending approach

Experts discuss pressures impacting fintech growth and innovations that will redefine the way identity risks and confidence are recognized.

Discover consumer credit and economic trends and how you can modernize your collections strategy.

Discover how Atlas Credit was able to streamline their campaign processes and better inform their marketing strategies to make credit offers to high-value, high-potential consumers.

Discover how Atlas Credit was able to double their loan approval rates while reducing risk with instant decisioning and custom models.

Learn how home equity lender, Spring EQ, leveraged Experian Boost™, which captures the value of consumer's utility and telecom trade lines, to help applicants near approval or risk thresholds qualify for better loan terms and conditions.