Increasing efficiency and funding rates with automated decisioning

Credit card limit management is crucial to the success and profitability of your portfolio. To improve customer satisfaction, retention and engagement, you'll want to gain deep insights to identify which of your customers qualify for higher limits and by how much. This can help you organization increase revenue and limit additional credit risk exposure.

Learn more about how credit card limit optimization can help you:

• Manage default risk 
• Improve consumer loyalty 
• Ensure regulatory compliance 

By implementing a proactive credit card limit management strategy, you can meet your customers’ credit needs while confidently mitigating risk.

Financial institutions need to understand how well a score predicts behavior, such as payment delinquency or bankruptcy, to make more confident lending decisions. By conducting score validations regularly, organizations can ensure they're using the latest data to optimize their lending strategies.

The results of these score validations can be affected by:

• A dynamic economic environment
• Changes in regulation
• Scorecard degradation

Download this infographic to learn more about the importance of regular score validations and how it can have a significant impact on your business.

Learn how Risk and Retention Triggers℠ can help you gain deeper insights into the health of your portfolio.

Our solutions enable you to:

• Mitigate portfolio risk
  
• Strengthen customer relationships
  
• Increase customer lifetime value

While lenders like credit unions, CDFIs, and MDIs help bridge the gap to financial possibilities for consumers and small business owners, navigating the financial inclusion landscape can still be challenging. Allow Experian to guide you to business growth within underserved communities – helping you to find and approve more consumers while confidently mitigating risk. Learn how our portfolio of data and analytic solutions helps drive your business goals at every turn. We specialize in providing strategic consulting to help you elevate your financial inclusion approach.