Welcome to the Experian Thought Leadership Hub

In an era of economic uncertainty, resilience can seem out of reach, but Gen Z is flipping the script. Watch this webinar to explore:

• Key credit trends and behaviors shaping Gen Z
• Their perspectives on personal finance and aspirations for the future
• How organizations can better support and engage this dynamic cohort

Credit card limit management is crucial to the success and profitability of your portfolio. To improve customer satisfaction, retention and engagement, you'll want to gain deep insights to identify which of your customers qualify for higher limits and by how much. This can help you organization increase revenue and limit additional credit risk exposure.

Learn more about how credit card limit optimization can help you:

• Manage default risk 
• Improve consumer loyalty 
• Ensure regulatory compliance 

By implementing a proactive credit card limit management strategy, you can meet your customers’ credit needs while confidently mitigating risk.

In this webinar, Experian industry experts dive into our latest research on the convergence of credit and fraud risk. Discover what's driving these trends and how forward-thinking organizations can enhance risk management and operational efficiency by breaking down silos.

Watch to learn:

• How new and emerging fraud threats are reshaping fraud risk and impacting portfolio management.
  
• Increasing operational efficiency and enhancing risk assessment with centralized credit and fraud strategies.
  
• Aligning fraud prevention with your organization’s risk tolerance.

Watch the recording of the Quarterly Business Credit Review webinar, where Experian shared and discussed critical insights from the latest Main Street Report.

Why you should watch:

• Leading Experts on Commercial and Macro-Economic Trends
• Credit insights and trends on 30+ Million active businesses
• Industry Hot Topics Covered (Inclusive of Business Owner and Small Business Data)
• Commercial Insights you cannot get anywhere else 
• Peer Insights with Interactive Polls (Participate)
• Discover and understand small business trends to make informed decisions
• Actionable takeaways based on recent credit performance

Visit our Commercial Insights Hub for more economic insights and reports on small business. 

Uncover how Experian is revolutionizing income and employment verification through our efforts to democratize access to payroll data. 

Income and employment verification play an important role in the mortgage loan industry, yet these activities are often overlooked as an area of opportunity for lenders to improve the production process, gain cost efficiencies and yield a better customer experience. In fact, many mortgage business leaders may not be aware that the verification business has dramatically changed in the last few years, with more options, increasingly transparent pricing and better services available to them. In this web seminar you will learn:

What lenders really want from their income verification service providers

• How instant verification can offer greater efficiency, speed and less friction
• Why gaining efficiencies in your verification processes can pay significant dividends as your business scales its loan production
• How to obtain more transparent pricing from your verification vendors
• Why it pays significant benefits to change existing verification processes

Traditional bot detection methods — like IP blocklisting, user-agent analysis, and heuristic behavioral checks — used to be enough to stop fraud bots. But now, GenAI has turned the tables: fraudsters can essentially reverse-engineer your fraud stack and create next-gen bots that evade every trusted tool. In this webinar, our experts explore the increasing sophistication and velocity of bot attacks and the latest techniques for balancing bot-fighting and friction.

See Experian Assistant, our latest innovation in GenAI technology, in action – taking financial institutions to the next level by increasing productivity and scaling expertise. In this webinar, discover how to drive higher productivity and customer engagement, minimize time spent writing code, and improve understanding of data and attributes.

Join our industry experts as they discuss national economics and credit trends and housing and auto sector trends as of October 2024.

Listen now to get insights on:

• Our latest in-house economic forecasts for the rest of the year
• Key economic, credit and small business trends
• Relevant KPIs your organization to focus on