Rated 3.94 out of 5 stars, 16 reviews

BHG Financial personal loans

BHG Financial offers affordable financing to pay down your debt with loan terms up to 10 years and competitive fixed rates.

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Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states. See licenses and disclosures.

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All ratings (300-800+)

6 partner offers

Lowest est. monthly payment
BHG Financial logo.
Est. APR10.26 - 25.31%
Term84 mo
Monthly payment$313
  • Maximum loan terms up to 10 years1,2 - Long loan terms can provide low monthly payments and more cash in your pocket.
  • Competitive, fixed rates - Keep your monthly payment consistent so you can plan ahead.
  • No impact on personal credit to apply3
  • An easier application process - Submit your request with minimal paperwork.
  • Approval in as little as 24 hours4 - A quick, hassle-free loan process means you can stay focused on what matters most.
  • Funds in as few as 5 days4 - No waiting for months on end for the funding you need.
  • No personal collateral required - Get funded without leveraging your personal assets.
  • Dedicated concierge service - Speak to highly trained loan specialists who are available around your busy schedule.
  • Simplified finances - Take advantage of affordable, extended-term1 financing to pay down your debt and turn multiple bills into a single loan.
  • 20+ years of lending experience - We understand your unique needs and will provide you with a fully tailored financial solution.
BHG Financial logo.
Est. APR10.26 - 25.31%
Term96 mo
Monthly payment$294
  • Maximum loan terms up to 10 years1,2 - Long loan terms can provide low monthly payments and more cash in your pocket.
  • Competitive, fixed rates - Keep your monthly payment consistent so you can plan ahead.
  • No impact on personal credit to apply3
  • An easier application process - Submit your request with minimal paperwork.
  • Approval in as little as 24 hours4 - A quick, hassle-free loan process means you can stay focused on what matters most.
  • Funds in as few as 5 days4 - No waiting for months on end for the funding you need.
  • No personal collateral required - Get funded without leveraging your personal assets.
  • Dedicated concierge service - Speak to highly trained loan specialists who are available around your busy schedule.
  • Simplified finances - Take advantage of affordable, extended-term1 financing to pay down your debt and turn multiple bills into a single loan.
  • 20+ years of lending experience - We understand your unique needs and will provide you with a fully tailored financial solution.
BHG Financial logo.
Est. APR10.26 - 25.31%
Term60 mo
Monthly payment$379
  • Maximum loan terms up to 10 years1,2 - Long loan terms can provide low monthly payments and more cash in your pocket.
  • Competitive, fixed rates - Keep your monthly payment consistent so you can plan ahead.
  • No impact on personal credit to apply3
  • An easier application process - Submit your request with minimal paperwork.
  • Approval in as little as 24 hours4 - A quick, hassle-free loan process means you can stay focused on what matters most.
  • Funds in as few as 5 days4 - No waiting for months on end for the funding you need.
  • No personal collateral required - Get funded without leveraging your personal assets.
  • Dedicated concierge service - Speak to highly trained loan specialists who are available around your busy schedule.
  • Simplified finances - Take advantage of affordable, extended-term1 financing to pay down your debt and turn multiple bills into a single loan.
  • 20+ years of lending experience - We understand your unique needs and will provide you with a fully tailored financial solution.
BHG Financial logo.
Est. APR10.26 - 25.31%
Term120 mo
Monthly payment$268
  • Maximum loan terms up to 10 years1,2 - Long loan terms can provide low monthly payments and more cash in your pocket.
  • Competitive, fixed rates - Keep your monthly payment consistent so you can plan ahead.
  • No impact on personal credit to apply3
  • An easier application process - Submit your request with minimal paperwork.
  • Approval in as little as 24 hours4 - A quick, hassle-free loan process means you can stay focused on what matters most.
  • Funds in as few as 5 days4 - No waiting for months on end for the funding you need.
  • No personal collateral required - Get funded without leveraging your personal assets.
  • Dedicated concierge service - Speak to highly trained loan specialists who are available around your busy schedule.
  • Simplified finances - Take advantage of affordable, extended-term1 financing to pay down your debt and turn multiple bills into a single loan.
  • 20+ years of lending experience - We understand your unique needs and will provide you with a fully tailored financial solution.
BHG Financial logo.
Est. APR10.26 - 25.31%
Term108 mo
Monthly payment$279
  • Maximum loan terms up to 10 years1,2 - Long loan terms can provide low monthly payments and more cash in your pocket.
  • Competitive, fixed rates - Keep your monthly payment consistent so you can plan ahead.
  • No impact on personal credit to apply3
  • An easier application process - Submit your request with minimal paperwork.
  • Approval in as little as 24 hours4 - A quick, hassle-free loan process means you can stay focused on what matters most.
  • Funds in as few as 5 days4 - No waiting for months on end for the funding you need.
  • No personal collateral required - Get funded without leveraging your personal assets.
  • Dedicated concierge service - Speak to highly trained loan specialists who are available around your busy schedule.
  • Simplified finances - Take advantage of affordable, extended-term1 financing to pay down your debt and turn multiple bills into a single loan.
  • 20+ years of lending experience - We understand your unique needs and will provide you with a fully tailored financial solution.
BHG Financial logo.
Est. APR10.26 - 25.31%
Term72 mo
Monthly payment$340
  • Maximum loan terms up to 10 years1,2 - Long loan terms can provide low monthly payments and more cash in your pocket.
  • Competitive, fixed rates - Keep your monthly payment consistent so you can plan ahead.
  • No impact on personal credit to apply3
  • An easier application process - Submit your request with minimal paperwork.
  • Approval in as little as 24 hours4 - A quick, hassle-free loan process means you can stay focused on what matters most.
  • Funds in as few as 5 days4 - No waiting for months on end for the funding you need.
  • No personal collateral required - Get funded without leveraging your personal assets.
  • Dedicated concierge service - Speak to highly trained loan specialists who are available around your busy schedule.
  • Simplified finances - Take advantage of affordable, extended-term1 financing to pay down your debt and turn multiple bills into a single loan.
  • 20+ years of lending experience - We understand your unique needs and will provide you with a fully tailored financial solution.

No offers available

We couldn’t find any loans matching those filters, but we can still match you with other savings options and offers.

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Personal loans not currently available in Illinois, Maryland, Montana, or North Dakota.

1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

2Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.

3There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.

4This is not a guaranteed offer of credit and is subject to credit approval.

No application fees, commitment, or impact on personal credit to estimate your payment.

Personal loans funded by Pinnacle Bank, a Tennessee State Bank or County Bank. Equal Housing Lenders.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

Advertised rates are subject to change without notice.

The APR and other loan terms presented are estimates only and not guaranteed.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

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