Bringing the modern mortgage to you

Today’s borrowers expect speed, simplicity and security — and lenders need to keep up. That means reducing delays, managing risk, and making smarter decisions at every step.

At Experian®, we help mortgage companies deliver faster, easier and safer borrower experiences. From application to close, our tools support better decisions and a smoother journey for everyone involved.

Mortgage solutions that deliver results

Supporting mortgage lenders in delivering simpler, faster and more reliable borrower experiences across the loan journey.

Insights and analytics

Leverage verified credit, income and property data to gain deeper borrower insights, streamline underwriting and support smarter mortgage decisions.

Marketing

Use predictive analytics and credit-based targeting to identify high-intent borrowers, optimize campaign performance and increase loan pull-through.

Originations

Access verified credit, income, employment and rental data to build a complete borrower profile and make confident lending decisions.

Servicing

Stay ahead of borrower needs with timely insights that support retention, reduce delinquency risk and strengthen portfolio performance.

Experian Verify™ for Mortgage

A competitive income and employment verification solution that supports Day 1 Certainty® from Fannie Mae and Loan Product Advisor® asset and income modeler (AIM) from Freddie Mac

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Why Experian Mortgage?

  • We have a culture of innovation with a proven track record to help drive change.
  • We’re committed to helping people build credit and achieve homeownership, reflecting our deep focus on consumer empowerment.
  • Unmatched consumer data and insights deliver tailored and actionable results. 
  • Superior data freshness and accuracy enable quicker, more confident lending decisions.

Driving mortgage innovation with trusted technology

Integrated data sources

We tap into the industry’s leading data sources to make it easy to gain a complete view of borrower behavior.

Flexible architecture

From modern RESTful APIs to more turnkey solution options, we have a way to meet a wide range of partner needs.

Secure and compliant

We have a proven track record and focus on compliance, data privacy and security best practices.

Accelerate your mortgage evolution

With modern solutions that deepen insights, enhance decisioning and transform your customer experience

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Achieving the digital mortgage

Discover how Xactus and Experian work toward achieving the digital mortgage — 7 days from loan origination to closure.

“I think Experian has done a great job with being very proactive and listening to what our feedback has been and what the market has said.” — Greg Holmes, Chief Revenue Officer, Xactus

Insights

Report

2025 Housing Insights: trends, challenges and opportunities

Discover key trends, challenges and opportunities in the 2025 U.S. housing market with Experian insights.
White paper

Unlocking the equity era: Why 2025 is the year of the HELOC

Identify HELOC-ready homeowners using data and close faster with digital tools.
Blog post

Harness the power of instant and permissioned income and employment verification

Rethink the verification process to expand coverage and deliver a seamless digital journey for consumers.
White paper

Enhancing mortgage verification: Experian & National Mortgage News insights

Discover new tools for income and employment verification in mortgage lending.
White paper

Capitalizing on the untapped potential of first-time homebuyers

Deepen your understanding of first-time homebuyers & learn to engage with this audience to drive growth.
Webinar

Unlocking raw potential in mortgage lending

Experts share insights into first-time homebuyers and best practices for capturing this demographic.

Learn more about our mortgage solutions and services

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