2025 Data Breach Industry Forecast

Experian experts discuss how companies are integrating credit education, identity protection, and financial wellness into their employee benefits offerings.

Watch our on-demand webinar to discover:

• Why traditional benefits are no longer enough.
• How to deliver all-in-one financial protection.
• Real-world results from Experian-powered solutions.
• What your employees really want from their benefits.

Insights from Experian’s 2026 Mortgage Lender Playbook to help lenders drive growth and resilience:

• Expand access to credit using alternative data
• Capture rising home‑equity demand with streamlined solutions
• Improve pricing, risk controls, and performance precision
• Boost ROI with efficient income and employment verification

Recoveries hinge on knowing who can pay, not just who owes. This infographic explores how debt buyers and collections agencies can better identify signals of true payment capacity.

Did you know?

• U.S. household debt surpassed $18 trillion in Q3 2025.¹
• The average age of debt in collections is ~3.5 years.²
• The average recovery rate on delinquent accounts is ~20%.³

Read the infographic for more insights and strategies to drive smarter recoveries.

¹Household Debt and Credit report, Q3 2025, Federal Reserve Bank of New York.

²Debt Collection Industry Statistics, zipdo.

³Collections Industry Statistics, Gitnux.

Learn how you can move beyond single-point employee benefit solutions and embrace a more holistic approach that combines:

• Credit education to help employees understand and take control of their credit health
• Financial wellness tools to support budgeting and day-to-day financial confidence
• Identity protection to safeguard what employees have worked hard to build