LaToya Irby is a personal finance writer who works with consumer media outlets to help people navigate their money and credit. She’s been published and quoted extensively in USA Today, U.S. News and World Report, myFICO, Investopedia, The Balance and more. Widely sought out for her credit expertise, LaToya has appeared as a guest expert on radio shows across the country. In her free time, she enjoys trying new hobbies, getting lost in a good book, and spending time with family and friends.
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