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A natural or declared disaster can affect your credit by making it harder for you to pay y...
The credit score risk factors shown on your credit report are important clues in terms of ...
Credit repair companies may promise to remove late payments—but they have no more power th...
Learning that your account has gone to collections can strike fear in anyone. Learn about ...
Though being unemployed won't show in your credit history and doesn't impact your scores, ...
While unemployment may impact your income, it does not directly impact your credit and you...
Self-employment doesn't directly affect your credit score, but some lenders are less likel...
Unemployment benefits are not a public record, and other than a few circumstances, no one ...
How can you pay for graduate school? Federal and private student loans; a part-time job; o...
Adding a statement to your credit file can help you, but it's a move you should take with ...
How do you get credit for the first time? Getting a secured credit card or becoming an aut...
The closed accounts that appear on your credit reports will disappear after either seven o...
"Too few accounts paid as agreed" may show as a risk factor, but it doesn't necessarily me...
Divorce does not show up on your credit report and does not affect your scores. However, y...
Foreclosures, and the late payments that lead up to them, have a major negative effect on ...
Credit scores are calculated using information found in your credit reports, but credit re...
Income has no direct influence on credit scores, but a loss of income that hinders your ab...
Even if one partner has agreed to handle mortgage payments, the other is still liable for ...
On its own, credit counseling doesn't affect your credit score. However, there are certain...
Ready to remove your name from a joint credit card because circumstances have changed? Fin...
Filing for or getting unemployment compensation will not appear on your credit report. But...
Divorces are expensive, and you may find yourself struggling to afford the fees. Here's wh...
Engaged and want to file for bankruptcy? Whether you should file before or after marriage ...
Defaulting on an account and declaring bankruptcy are very different, but they can both hu...
Credit cards you don't use may no longer factor into your credit reports. Use them at leas...
When you get married, keep old credit cards open to protect your credit score and your fin...
When facing divorce and bankruptcy at the same time, a good game plan can make a tough ord...
Living trusts are estate planning tools that can help your heirs get the most of your asse...
Collections may appear on credit reports long after the unpaid debts that spawned them, bu...
You want your child to go to private school—but how will you handle the tuition? Learn abo...
Calculations behind credit scores are highly advanced and top secret, so you can't work ou...
Under certain circumstances, businesses can check your credit without asking for your perm...
Withdrawing money from your savings account won’t affect your credit, but having a robust ...
A reader wonders if deferred student loans show up on a credit report and, if they do, how...
A Chapter 7 bankruptcy will stay on your credit report for 10 years from the date of filin...
If you don't have a credit score, it may be because there isn't enough information in your...
You don't need an outside company to help you build credit. Here's what you can do to take...
I am the personal representative for my brother’s estate. I’m trying to identify his activ...
Dear Experian, I would like to clean up my credit, but want to know if it is beneficial to...
Dear Experian, How can I find out what accounts are hurting my credit? – RBR
If you want the best possible interest rates and terms on a loan, you need tier 1 credit. ...
Dear Experian, I pay everything on time, but my score is still low. Mortgage inquiries are...
You don't need a perfect credit score to get low interest rates. Here's the highest credit...
Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in p...
Dear Experian, How many points does your credit score drop when a lender looks at your cre...
Dear Experian, How can I get my score higher? – DDE Dear DDE, Credit scores measure the le...
Estimado Experian: ¿Cómo puedo obtener un puntaje más alto? – DDE Estimado DDE: Los puntaj...
Dear Experian, I am considering signing up with a debt settlement company. They told me th...
Bankruptcy can be devastating to your credit, but taking a few simple steps right away can...
Learn what credit monitoring can—and can’t—do for you. Read why it’s important to monitor ...
Dear Experian, Is it true that you should never pay a negative account because the credit ...
Debt relief may have an impact on your credit, but it depends on which method you choose. ...
Renting a car doesn't help you build credit, but some rental car agencies will check your ...
Dear Experian, If one credit card is affecting my credit score negatively, and if I pay it...
By Karen Axelton
