Welcome to the Experian Thought Leadership Hub

Lending institutions can gain an edge on the competition by determining what happens when a loan gets booked elsewhere. With loan loss analysis, lenders can learn more about where these lost loans are booked, the average loan amount, the interest rate, the loan term length, and the average risk score.

Analyzing this information can help lenders:

• Improve lead quality
  
• Target the right consumers
  
• Acquire more high-quality loans
  
• Increase cross-sell opportunities

Relying solely on traditional credit scores can leave you with a limited view into consumers’ financial stability.

See how integrating alternative data can help you:

• Identify more qualified borrowers
• Spot potential risks
• Strengthen portfolio performance

Learn how Experian's Retention Triggers can alert you when your customers shop for new credit or improve their credit standing.

By leveraging this solution, you can then:

• Make the right offer at the right time
• Prevent attrition
• Increase customer lifetime value

Even in an uncertain economy, lenders can drive sustainable growth by leveraging cashflow data.

Learn how cashflow data can help lenders:

• Expand market reach
• Uncover distinctive insights
• Improve predictive accuracy

Maintaining accurate voter registration lists is vital for upholding election integrity and enhancing voter trust. As election agencies strive to keep their records up to date, innovative tools and solutions are being developed to address this ongoing challenge.

Watch our on-demand webinar to discover how agencies are leveraging unique data sources to improve voter list accuracy, reduce wasted resources, and lower election costs for taxpayers.

Election integrity, accuracy and efficiency are essential to keeping our democracy running, and every organization that administers elections considers this responsibility paramount. Download our case study to learn how two entities used Experian’s data sources to benefit from high address location accuracy with minimal false positives.

A proactive credit limit management process can help improve profitability, reduce potential risk and create a better customer experience. Explore four key strategies that credit card issuers can implement to optimize their portfolios.

Discover how you can harness the power of our industry-leading collection, decisioning and optimization capabilities to increase profitability and improve operational efficiency.

Learn about five common misconceptions about strategy optimization.