Welcome to the Experian Thought Leadership Hub

Explore the latest advancements in income and employment verification methods in the mortgage industry. This whitepaper, created in partnership with National Mortgage News, highlights the benefits of instant verification, addresses common pain points, and provides insights from industry professionals. Learn how innovative tools like Experian Verify can enhance customer experience, improve operational efficiency, and offer transparent pricing.

In today's fast-paced world, locating individuals quickly is crucial for debt collectors and lenders. TrueTrace™, Experian’s leading skip tracing software, has undergone significant enhancements, improving data accuracy and expanding data sources.

These upgrades offer:

• Increased right-party contact (RPC) rates
• Better cost efficiency
• Improved user experience

Call blocking, mislabeling, and increased scam activity have led to a decline in RPC rates. TrueTrace addresses these challenges with enhanced data accuracy, using an identity graph to tie data from disparate sources to a unique identity profile for each consumer.

TrueTrace's enhancements represent a significant advancement in skip tracing technology, helping businesses achieve better results and operational efficiency.

An analysis of five fraud ring attacks across five different digital industries, including a breakdown of who was targeted and why, background information and future predictions on evolving fraud ring styles and strategies, and investigations into how fraud rings choose their victims.

As interest rates soften, pent-up demand stands poised to surge once affordability shifts. Given this environment, it's imperative to reassess your lending strategy to recognize new avenues for growth. We've examined the first-time homebuyer segment to identify credit-qualified prospects and offer insights on potential opportunity areas.

Download our white paper to deepen your understanding of first-time homebuyers and learn best practices for how to successfully identify and engage this audience to help your business drive more sustainable growth.

Learn how our solution can help you establish a more profitable debt collections strategy.

New insights from Cornerstone Advisors dive into the need for financial institutions to leverage automation, expanded data and machine learning in order to be successful amid economic uncertainty.

Learn about five common misconceptions about strategy optimization.

Learn how a machine learning model development environment can improve model velocity and operational efficiency.

Learn how the right identity tools can help organizations build relationships across channels in personalized, meaningful and secure ways.