If you are a California resident, the California Consumer Privacy Act ("the CCPA") provides you with certain rights relating to the data that Experian has collected about you. Those rights include:
- The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you, the categories of sources from which we collected your personal information, our purposes for collecting or selling your personal information, the categories of your personal information that we have either sold or disclosed for a business purpose, and the categories of third parties with which we have shared personal information.
- The right to opt out of our sale of your personal information. You can choose to opt-out of the sale of your personal information and data, opt out of processing your data for targeted advertising, and limit the use of your sensitive information. This is not related to your credit report, and will not affect your credit score.
- The right to request that we delete the personal information we have collected directly from you. We use a two-step process for online requests to delete. You will be asked to clearly submit your request to delete and to separately confirm your choice.
- The right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.
In order to exercise your rights through our online portal, please click the link below.
To learn more about your rights under the CCPA, please see our California CCPA Privacy Policy.
Please note that you may have additional rights under state and federal laws separate from your rights under the CCPA. Those laws include the Fair Credit Reporting Act, the Gramm-Leach Bliley Act, the Driver’s Privacy Protection Act, and the Health Insurance Portability and Accountability Act. The protections provided by those laws are separate from your rights under the CCPA and may apply in place of some of the rights under the CCPA.
You may learn about your rights relating to your Experian credit data here. To obtain a copy of your Experian credit report, please go to https://Experian.com/report.