Why Is My Business Credit Score So Low?

Circumstances that can lower your business credit score include, but are not limited to:

  • Current collections, liens, judgments, bankruptcies or other derogatory public records on your business profile
  • The status, recency, frequency and dollar amounts of any applicable liens, judgments or bankruptcies
  • An increased trend in slow payment of obligations
  • An increase in the number of business credit inquiries or applications that are generated by the business or the owner
  • The number of trade experiences, balances outstanding, payment habits, credit utilization and trends over time
  • Years in business, line of business or Standard Industrial Classification (SIC) code, size of business and other demographic data
Plan Ahead

Try Business Score Planner to see what impacts your score.

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