First Party Fraud Score - Accurately assign fraud losses Reduce decisioning risk, Leverage the Experian blended model

Experian’s Commercial First Party Fraud Score uses machine-learned models and blended consumer + commercial data to deliver an actionable score that reliably predicts the likelihood of first payment default and credit abuse in commercial applications.

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Identify potential credit abuse right at account opening

  • Assess applicant intent and credit worthiness.
  • Prevent credit bust out, credit abuse, and first payment default scenarios.
  • Streamline account openings and customer onboarding with different treatment strategies for high and low-risk accounts.
  • Accurately assign fraud losses that would normally be written off or misclassified as credit losses.
Learn how
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Differentiating between fraud attacks allows you to get more prescriptive, more predictive, and make decisions faster.

Onboarding new customers can be tricky, especially if you don’t have the right tools in place. Checking for credit - and credit only - could leave your business vulnerable to savvy fraudsters ready to exploit identity verification gaps. The Commercial First Party Fraud Score can help you quicky and efficiently sort through high-risk and low-risk applications to onboard customers faster.

Revenue Growth

Predict Credit Abuse

Tap into Experian’s 250M+ consumer files and 28M+ business records to reliably predict applicant intent.

Operational Efficiency

Reduce Decisioning Risk

Experian’s unparalleled data access and proprietary fraud attributes offer a blended view into applications for better decisioning.

Risk Management

Reduce Cost and Manual Effort

Substitute labor-intensive onboarding processes for automated decisions by leveraging an actionable score.

Learn more about how Experian’s Commercial First Party Fraud Score can reduce your business’s decisioning risk.

Connect with an expert

To request more information, call us at or complete the form below.

1-877-565-8153

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