DecisionIQ

When applying for credit, business customers expect fast results. When issuing credit, you need to make smart risk decisions. DecisionIQ℠ from Experian delivers the speed and precision you need in a simple, yet sophisticated solution to render instant B2B approvals. For you, that means happier customers and a stronger business portfolio.

Common business challenges

Is your business familiar with these challenges? If so, we have the solution:

• Resource constraints — Trying to review credit and fraud risk manually with limited staff means slow turnaround times for new customer approvals.
• Inefficient workflow — Disorganized processes constrain your growth and throughput, causing an increase in customer acquisition costs.
• Poor customer experience — Slow turnaround times for new customer approvals leave prospects frustrated, making them easy targets for your competitors.
• Cost constraints — Limited budget and technical resources are holding you back from the automation your business needs.

Your automated decisioning solution

DecisionIQ is a web-based service for automating B2B credit and fraud risk decisions. Integrated within Experian’s BusinessIQ platform, it delivers fast, affordable automation through easily configured policies and workflows. From fraud detection to credit approvals, DecisionIQ equips teams with real-time insights to reduce risk and boost efficiency across their B2B lifecycle.

What’s new? 

We’re excited to announce that DecisionIQ will introduce new service enhancements at the end of Q4 2025. This upgrade will allow clients to leverage DecisionIQ as a single automated source for credit and fraud risk decisioning. Users will now be able to:

• Create automated fraud policies using data and risk scores from Experian’s new Fraud Investigation Report (FIR)
• Render real-time policy decisions to assess commercial fraud risk. 
• View and analyze fraud transactions maintained within the Stats Dashboard. 

What sets Experian apart 

• Comprehensive Data Assets on over 28 million businesses and 220 million consumers. 
• Predictive Risk Scores leveraging best-in-class data science and analytical expertise. 
• Advanced Decision Engine renders instant decisions based on complex scorecard and policy logic. 
• Intuitive Interface and Workflows simplify digital application submission and processing. 
• API Web Services aid technical integration of decision services into CRM and ERP systems.