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Financial institutions need to understand how well a score predicts behavior, such as payment delinquency or bankruptcy, to make more confident lending decisions. By conducting score validations regularly, organizations can ensure they're using the latest data to optimize their lending strategies.
The results of these score validations can be affected by:
Download this infographic to learn more about the importance of regular score validations and how it can have a significant impact on your business.
Did you know that U.S. residential electricity prices have risen by 25% over the past five years? 1 Download our tip sheet to learn four strategic actions that utility and telecom service providers can take to navigate current collection challenges and dramatically transform outcomes.
Explore how to:
1. U.S. Energy Information Administration
While lenders like credit unions, CDFIs, and MDIs help bridge the gap to financial possibilities for consumers and small business owners, navigating the financial inclusion landscape can still be challenging. Allow Experian to guide you to business growth within underserved communities – helping you to find and approve more consumers while confidently mitigating risk. Learn how our portfolio of data and analytic solutions helps drive your business goals at every turn. We specialize in providing strategic consulting to help you elevate your financial inclusion approach.
The financial industry continues to undergo significant transformations, driven by rapid technological advancements and changing consumer preferences. Open banking is at the forefront of these changes, a system that enables third-party financial service providers to access consumer banking information through secure application programming interfaces (APIs).
Enhance your strategy and lead the charge in this banking revolution.
Experian's 2024 Future of Fraud Forecast sheds light on five of our fraud predictions. From generative AI to retail and small business scams, join our experts to learn what today's sophisticated fraudsters are scheming for tomorrow and how to protect your business and your consumers.