Stay alert. Stay confident. Proactive monitoring will keep you informed.
Account Monitoring Service is a comprehensive monitoring tool that helps you take action quickly when changes occur with your customers or suppliers. Choose the events relevant to you so only the most important alerts are brought to your attention. Creating meaningful account monitoring strategies for proactive commercial risk management.
Our next-generation commercial collection suite that provides end-to-end tools to help you collect on outstanding debt. With a new and innovative scoring model built specifically for commercial recovery, you’ll be able to prioritize delinquent accounts with higher likelihood of payment and help expedite the collection process.
Streamline your new customer approval process with automated decisioning
DecisionIQ Premier is a premium end-to-end application that fully automates the credit decisioning process. It’s fast and reliable, requiring no manual data entry. With integrated workflow processing and a rules-based decisioning engine, now supporting judgmental scorecards and custom model integration, it delivers the streamlined credit application experience your customers demand — and lowers customer acquisition costs for you.
Oversee business credit from a modern, holistic point of view
An innovative, powerful web application that helps streamline your business processes through enhanced search functionality, advanced decisioning, custom model integration and collections prioritization. The newly redefined BusinessIQ 2.0 delivers a truly differentiated set of features that will help bring your teams into the modern era of credit and risk management.
Empowering actionable insights into small businesses and owners
SBFE Data from the Small Business Financial Exchange provides more than 19 years of small-business tradeline data that can be combined with Experian's extensive commercial, consumer, and alternative data assets to more accurately and efficiently assess small business risk.
The Small Business Credit Share program is a consortium of companies that share expanded payment performance data on products like lines of credit; credit cards; loans; leases; and first creditors for emerging businesses such as utilities and telecommunications. As a member, you get access to reports, scores and special offers that are exclusive to the program.
Gain insights to make informed decisions with Experian’s best-in-class marketing database service
Experian’s B2B Data Insights is a closed-loop prospect database service that helps marketers acquire, develop and keep the most profitable business customers. Cleanse, standardize and consolidate customer records from multiple sources into a single view of the customer. Gain a complete 360-degree view of the customer when you combine this product with corporate hierarchies.
Improve your B2B targeting with the industry’s most comprehensive and reliable U.S. business file
There is one place you can find fresh, accurate and targeted information about virtually every business in the United States — the U.S. Business Database from Experian. You’ll find precise information on more than 16 million active U.S. companies — even those less than a year old. You can view this data through any of more than 60 filters to see the exact information you want.
Profit from the industry’s most thorough and accurate business email database
Reach the right audience. Make the most of your email campaigns by leveraging Experian’s accurate, comprehensive and verified email address database. Derived from multiple reliable sources, Experian’s business email database contains more than 60 million email addresses, with multiple contacts per company and matching postal addresses for 100 percent of records.
Analyze your current customer database to determine the most profitable prospects
Are you looking for ways to improve marketing effectiveness and boost return on investment? Experian Marketing Analytics offers the ability to fine-tune targeting strategies and seek model customers using the industry’s leading commercial database. Your marketing campaigns will have deeper insights, and your tactics, channels and strategies will yield maximum returns.
Real-time access to the commercial business data that drives your business
Efficiency and accuracy can be a powerful competitive advantage. For you, this means you have direct, real-time access to data you want, when you want it. Integrating Experian’s market-leading data directly into your business processes helps you seamlessly onboard new customers, enhance your business decisioning, manage a diverse portfolio, and optimize your workstreams.
Integrate current and accurate business risk information with your Salesforce.com records
The Experian FusionIQ app integrates with Salesforce.com Classic or Lightning and allows you to leverage the world’s number one Customer Relationship Management (CRM) system as a platform for improving account management, enhancing customer experience, and increasing operational efficiencies.
Cleanse your data, find duplicates and see business ID changes and evolving family ties
Experian’s Data Synthesis continually cleanses, standardizes, organizes and consolidates commercial data, resulting in a complete and accurate view of customers across channels, divisions and time. We can help you track and manage accounts using our proprietary TrueSearch℠ search-and-match technology and linkage data to show how accounts are connected.
Making business decisions with limited data is a huge risk.
When it comes to new or emerging businesses with thin or no credit profiles, lenders must be armed with the right data to confidently and quickly assess a business.
An alternative data source for risk assessment, Social Media Insight leverages social data to help lenders build a more complete picture of businesses with thin credit files.
Accelerate new client onboarding and help increase retention through a simplified user experience. The platform integrates with over 100 versions of cloud and on-premise packages to deliver unparalleled accounting connectivity, flexible platform deployment, and instant audit or credit intelligence.
Stay alert: Receive proactive notifications on important customer and supplier events
Meet multiple Know Your Customer and Anti-Money Laundering requirements while optimizing efficiencies to manage budget and ensure customer satisfaction. Business Compliance Insight helps analysts quickly conduct manual reviews by bringing together intelligence from multiple data sources on businesses and potential beneficial owners in one easy-to-read report.
Identity Velocity solution provides insight into business applicant intent by examining data attributes across a variety of patterns and timelines to evaluate fraud threats with real-time decisioning. Identity Velocity allows businesses to detect intricate identity linkages across Experian’s broad view of commercial actions to determine the risk of identity compromise.
Mitigate third-party fraud and credit risk to protect your commercial lending and crediting portfolios
The Business ID Theft Score works with your lending and crediting processes to prevent fraud and reduce unnecessary losses. The score, ranged 300-850, leverages Experian’s powerful transactional data and search inquiry network to provide unparalleled coverage and predictive value so you can mitigate risk to grow your business with confidence
Reduce commercial application fraud with better business owner and business entity data
Experian’s Multipoint Verification solution deters application third-party fraud, synthetic business applications, and account takeover in existing portfolios by tying together business owner and business entity data to form actionable insights for the information supplied in commercial applications.
Identify commercial application fraud faster and more efficiently
The Commercial First Party Fraud Score uses a blended data model to predict business entity fraud risk while also identifying early or first payment default and credit risk bust out scenarios.
With Experian’s Commercial First Party Fraud Score you can distinguish between the different types of fraud attacks to improve modeling and accurately assign fraud losses.
Experian’s next-generation small and mid-size business fraud solutions
Detect the likelihood of first-payment defaults with different account segments.
Enable account onboarding by detecting fraud at the top of the digital funnel with verification tools that verify the legitimacy of new businesses.
Protect your business against multiple types of fraud by examining intricate identity linkages to better evaluate the risk of credit application and identity compromise.
A platform that provides actionable analytics to drive growth and manage risk
State-of-the art technology platform that leverages the power of our analytics environment with multiple data sources to power opportunities across the entire credit lifecycle. Make better decisions using faster insights and smarter analytics to solve business challenges and open new possibilities.
Quickly assess the risk of your entire commercial portfolio
Portfolio Scoring enables you to assess risk by viewing up-to-date information on your entire customer portfolio, including how accounts are paying other creditors. The information can help you make timely decisions on how to treat risky customers and reward good ones.
Visibility into a business owner's current and former business relationships
Businesses are only as credible as the people managing them. Understanding the risk factors associated with the owners or managers of a business can be critical in properly assessing fraud, regulatory or reputational risk associated with a new business customer or partner. The Business Owner Background Report provides unprecedented visibility into a business principal’s relationships with current and former business interests.
Gain valuable global insight to reduce risk and increase profits
Experian provides comprehensive insight into your international customers and vendors, both prospects and existing, that is accurate, up-to-date, easily accessible and highly actionable. This data helps you assess risk, reduce exposure to late payments and defaults, and be more competitive overall.
Looking for your own company’s business credit report and score?
Run a credit check on a business and get instant access to a report and score within in seconds simply by starting with a business search.
Get an easy to read business credit report with background information. This report includes the Intelliscore Plus and a Financial Stability Risk rating.
The Financial Stability Risk Score helps companies quickly identify businesses at the highest risk for failure and payment default. Both score models uses payment data such as severely delinquent payments of 61-plus and 91-plus days; high utilization of credit lines; and public records, including tax liens, judgments and bankruptcy filings.
The most robust of all Experian business credit reports
BusinessIQ Premier Profile combines credit risk, fraud checks and company background into a single report to ensure a thorough business review that facilitates better decision making. It provides “quick glimpse” views and comprehensive details related to business payment performance, public record history and background information so you can quickly and precisely determine the creditworthiness of a business.
Evaluate business risk and expedite credit decisions
Intelliscore Plus is Experian’s premier business credit available in two new model options. Our new models offer significant boosts in performance gains with 36% improvement in score performance and 50% improvement in score performance vs a consumer only model. You can assess risk quickly and reduce slow-pay and write-offs, all while improving efficiency with score segmentation. The new score scale now aligns with many consumer score scales ranging from 300-850 giving our clients more flexibility in setting cut-offs and developing risk strategies.
The Small Business Credit Share program is a consortium of companies that share expanded payment performance data on products like lines of credit; credit cards; loans; leases; and first creditors for emerging businesses such as utilities and telecommunications. As a member, you get access to reports, scores and special offers that are exclusive to the program.
