Intelliscore Plus V3 is Experian’s premier business credit available in two new model options. Our new models offer significant boosts in performance gains with 36% improvement in score performance and 50% improvement in score performance vs a consumer only model. You can assess risk quickly and reduce slow-pay and write-offs, all while improving efficiency with score segmentation. The new score scale now aligns with many consumer score scales ranging from 300-850 giving our clients more flexibility in setting cut-offs and developing risk strategies.
Intelliscore Plus V3 can be delivered as a standalone report, combined with a BusinessIQ Premier ProfileSM or delivered as part of regular scoring of your entire portfolio.
Tradition Logistic Regression Model — A statistical model used as an algorithm that distinguishes between two possible outcomes like pass/fail. In a credit model, typical outcomes are a current account vs. past due account. A complex version of a Logistic Regression-based model is used in generic Experian risk scores.
Machine Learned Model — Machine learned is the application of a machine learning technique with a static deployment. We know that models need to be stable and explainable. A model that employs machine learning uses advanced methodologies and tools to provide significant predictive lift. Once a model is trained and optimized, a static version is deployed.
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